Know the rules
Michigan motorcycle laws: helmets, lane splitting and more
The Michigan motorcycle laws riders ask about most are helmets and lane splitting. Riders under 21 must wear a helmet, and riders 21 and older can ride without one only if they meet conditions on experience and insurance. Lane splitting and filtering are not legal in Michigan as of 2026. Here's each rule in plain English. It's not legal advice, so read the law before you rely on it.
- Helmets
- Required under 21
- 21 and over
- Optional, with conditions
- Lane splitting
- Not legal
- Licensing
- Secretary of State
First
Read the law, not just this page
This page explains Michigan motorcycle laws in plain English so you know what to look up. It isn't legal advice, it may not cover every condition or exception, and laws change. Before you rely on any rule here, read the Michigan Vehicle Code on the Michigan Legislature's website and the Michigan Motorcycle Operator Manual from the Secretary of State, and talk to a lawyer about a specific situation.
The IIHS helmet law overview is also a handy way to compare Michigan's helmet rules with neighboring states.
Helmets
Michigan motorcycle helmet law
Michigan changed its helmet law in 2012. As we read it, the rule now works like this:
Read the Vehicle Code or the Secretary of State's operator manual for the exact wording. And whatever the law allows, a helmet is the smart call in Michigan, where deer, gravel, cold rain and bugs on the lake roads are part of nearly every ride. Full-face is best.
- Riders under 21 must wear a helmet. No exceptions for age.
- Riders 21 and older can ride without one only if they have held a motorcycle endorsement for at least two years or passed an approved motorcycle safety course, and carry at least $20,000 in first-party medical benefits coverage.
- Passengers 21 and older face a similar insurance condition before they can ride without a helmet.
- If you don't meet the conditions, a helmet is required whatever your age.
Lane splitting
Is lane splitting legal in Michigan?
No. As of 2026, Michigan law doesn't allow lane splitting, meaning riding between lanes of moving traffic, or lane filtering, meaning moving up between stopped cars at a light. Minnesota legalized both under conditions in 2025, and several other states allow filtering, but those laws stop at their borders. Several states are changing their laws, so check before you ride.
Until Michigan changes its law, hold your lane, pick a lane position where drivers can see you in their mirrors, and leave yourself an escape route when you stop behind a car at a light.
License
Getting a motorcycle endorsement in Michigan
To ride on public roads in Michigan you need a motorcycle endorsement on your driver's license, issued by the Michigan Secretary of State. New riders usually start with an instruction permit and then either pass the Secretary of State's tests or complete an approved rider education course, which can stand in for the skills test. Check the Secretary of State for the current steps, since they can change.
The endorsement matters for more than the license itself. Under the helmet law above, how long you've held it, or whether you passed a safety course, is part of whether you can legally ride without a helmet. A course is worth it either way. If you're new, our page on the motorcycle app for beginners has more on getting started.
Passengers and paperwork
Passengers, equipment and insurance
Like most states, Michigan only allows a passenger on a bike built to carry one, with a proper seat and footrests. The helmet rule for passengers is above. Check the operator manual for the eye protection and equipment rules that apply to you and your bike, and wear eye protection either way.
Michigan requires insurance on registered motorcycles. Michigan's no-fault system treats motorcycles differently from cars, so ask your insurer exactly what medical coverage you have, especially if you plan to ride without a helmet under the rule above. Carry your license, registration and proof of insurance on every ride.
Your phone
Phones and riding with an app
Michigan's hands-free law, in effect since 2023, bars drivers from holding or manually using a phone while driving, with exceptions for hands-free use. Check the Secretary of State or Michigan State Police for the details. On a bike the simple rule is: don't touch the phone while you're moving.
Rippin' is built for that. Tap Record Ride once before you roll, pocket or mount the phone, and ride. Recording runs in the background and you tap Stop at the end. If you want directions, set up a route with the loop builder before you leave, and pull over to change anything.
How Rippin' fits
Rippin' never rewards speed on public roads
Segments in Rippin' are stretches of road riders added. Ride through one and you're timed automatically, but the board is about who owns the road and who rides it, not a race. Turf, poker cards and points all come from riding, not from riding fast.
Privacy matters too. Set a home privacy safe zone so the part of your rides near home stays hidden from other riders. Live location is only shared when you start a group ride or broadcast. For the roads worth riding legally and well, see the best motorcycle roads in Michigan.
Quick reference
Michigan motorcycle laws at a glance
| Topic | Plain-English summary | Where to check |
|---|---|---|
| Helmets, under 21 | Required | Michigan Vehicle Code |
| Helmets, 21 and over | Optional only with 2 years endorsed or a safety course, plus $20,000 first-party medical coverage | Michigan Vehicle Code |
| Lane splitting and filtering | Not allowed as of 2026 | Michigan Vehicle Code |
| License | Motorcycle endorsement | Secretary of State |
| Insurance | Required on registered motorcycles | Secretary of State, your insurer |
Summary only, not legal advice. Laws change, so check the current Michigan statute or the Secretary of State before you ride. The Michigan overview has more on riding the state.
FAQ
Questions riders ask.
Do you have to wear a helmet in Michigan?
Riders under 21 do. Riders 21 and older can go without one only if they've held an endorsement for two years or passed a safety course, and carry at least $20,000 in first-party medical benefits coverage. Read the Vehicle Code for the exact rule.
Do motorcycle passengers in Michigan need a helmet?
Passengers under 21 do. Passengers 21 and older have a similar insurance condition before they can ride without one. Check the Vehicle Code or the operator manual.
Is lane splitting legal in Michigan?
No. As of 2026, Michigan doesn't allow lane splitting or lane filtering. Laws change, so check before you ride.
Do I need a motorcycle endorsement in Michigan?
Yes. You need a motorcycle endorsement from the Michigan Secretary of State to ride on public roads. An approved safety course can stand in for the skills test.
Does Michigan require motorcycle insurance?
Yes, registered motorcycles must be insured. Michigan's no-fault rules treat motorcycles differently from cars, so check the details with your insurer.
Is this page legal advice?
No. It's a plain-English summary to help you find the right rule. Read the law itself and ask a lawyer about your situation.
Ride legal, ride Michigan.
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