Know the rules

Texas motorcycle laws: helmets, lane splitting and more

The Texas motorcycle laws riders ask about most are helmets and lane splitting. Riders and passengers under 21 must wear a helmet. At 21 and over you can legally ride without one if you've completed an approved motorcycle safety course or have health insurance that covers motorcycle crash injuries. Lane splitting and filtering are not legal in Texas as of 2026. Here is each rule in plain English. This is not legal advice, so read the law itself.

Helmets
Required under 21
21 and over
Exempt with a course or health coverage
Lane splitting
Not legal as of 2026
Insurance minimum
30/60/25
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Helmets

Texas motorcycle helmet law

Texas requires every motorcycle rider and passenger under 21 to wear a helmet that meets the state's safety standard, which in practice means a DOT-certified helmet. As we read Chapter 661, a rider or passenger 21 or older can ride without one if either of these is true:

That makes Texas a partial helmet law state, but adults are not exempt by default. If you're over 21 and you haven't taken an approved course and don't have qualifying health coverage, the helmet requirement still applies to you.

Legal or not, a full-face helmet is the right tool for Texas. It keeps grasshoppers, hail and highway grit off your face, it cuts the wind noise on long West Texas straights, and it keeps the sun off you in July.

Lane splitting

Lane splitting and filtering in Texas

As of 2026, Texas law doesn't allow lane splitting (riding between lanes of moving traffic) or lane filtering (moving up between stopped cars at a light). Bills to allow filtering have been filed in past legislative sessions, but none has become law. Several states are changing their laws, so check before you ride.

Until that changes, hold your lane. At a stop, sit where the driver behind can see you, leave space ahead for an escape route, and watch your mirror for anyone who isn't slowing down. Some Texas highways are posted at 75 mph or higher, so give yourself more following distance than you think you need.

License

Getting a Texas motorcycle license

To ride on public roads in Texas you need a Class M license, or Class M added to your driver license, issued by DPS. Texas generally requires new applicants to complete an approved basic motorcycle operator training course, and that same course is one way riders 21 and over qualify for the helmet exemption. Check DPS for the current steps, ages and testing rules, since they change.

Experienced riders get something from an advanced course too. Texas asks a lot of a rider: gravel on Hill Country corners, deer at dusk, crosswinds on the plains and heavy traffic around Dallas, Houston, Austin and San Antonio. New to riding? See our guide to the motorcycle app for beginners.

Passengers and gear

Passengers, eye protection and equipment

Passengers under 21 must wear a helmet, and as we read Chapter 661, the operator can also be cited for carrying a passenger who isn't wearing one when the law requires it. Texas sets a minimum age for motorcycle passengers in the Transportation Code, so check it before you carry a child, and only carry a passenger on a bike built for two, on a real passenger seat.

Texas law doesn't require eye protection the way some states do. Wear it anyway. A bug or a pebble at highway speed is a real hazard, and a clear visor or riding glasses costs far less than an emergency room visit.

Keep your lights, horn and mirrors working, and check the Transportation Code before you change the exhaust or lighting. Loud pipes are a common reason riders get pulled over in Texas cities.

Paperwork

Insurance, registration and inspections

Texas requires liability insurance on registered vehicles, motorcycles included. The minimum is usually written as 30/60/25: $30,000 for injuries to one person, $60,000 for all injuries in one crash, and $25,000 for property damage. Those are minimums, not recommendations, and uninsured and underinsured motorist coverage is worth asking your insurer about. Check the Texas Department of Insurance for current rules.

Carry your license with the M, your registration and proof of insurance. Texas ended required annual safety inspections for most non-commercial vehicles starting in 2025, though registration rules and fees still apply. Check the Texas DMV for how that works for your bike.

Your phone

Phones, mounts and riding with an app

Texas has banned reading, writing or sending electronic messages while driving statewide since 2017, and many cities have stricter hands-free rules. On a bike the simple rule is: don't touch the phone while you're moving.

Rippin' is built for that. Tap Record Ride once before you roll, pocket or mount the phone, and ride. Recording runs in the background, and you tap Stop at the end. Set up turn-by-turn on a loop builder route before you leave, and pull over to change anything.

How Rippin' fits

Rippin' never rewards speed on public roads

Segments in Rippin' are stretches of road a rider added and our team checked. You're timed automatically when you ride one, but a segment board is about who owns the road and who rides it, not a race. Turf, poker cards and points come from riding, not from riding fast.

Popular roads like Devil's Backbone, RR 1431 and the Twisted Sisters see enforcement, and the Hill Country's blind crests and loose gravel punish speed. Our list of the best motorcycle roads in Texas says what to watch for on each one. And set a home privacy safe zone so the part of your rides near home stays hidden from other riders.

Quick reference

Texas motorcycle laws at a glance

TopicPlain-English summaryWhere to check
Helmets under 21Required for riders and passengersTransportation Code Ch. 661
Helmets 21 and overNot required with an approved course or qualifying health coverageTransportation Code Ch. 661
Lane splittingNot legalTexas law as of 2026
Lane filteringNot legalTexas law as of 2026
LicenseClass M from DPS, training course for most new ridersTexas DPS
InsuranceLiability of at least 30/60/25Texas Department of Insurance
TextingBanned statewide while drivingTexas law since 2017

Summary only, not legal advice. Laws change. Read Chapter 661 and check Texas DPS for licensing. For roads, seasons and events, go back to the Texas motorcycle rides overview.

FAQ

Questions riders ask.

Do you have to wear a helmet on a motorcycle in Texas?

If you're under 21, yes, rider or passenger. At 21 and over you can legally ride without one if you've completed an approved motorcycle safety course or have health insurance that covers motorcycle crash injuries. Read Chapter 661 of the Transportation Code.

Is lane splitting legal in Texas?

No. As of 2026, Texas law doesn't allow lane splitting or lane filtering. Bills have been filed but none has passed, so check before you ride.

Can motorcycles filter to the front at red lights in Texas?

No. Filtering between stopped cars isn't legal in Texas as of 2026. Stay in your lane and leave yourself an escape route.

Do I need a motorcycle safety course in Texas?

Most new Class M applicants need to complete an approved course. Check DPS for current rules. A course is also one way riders 21 and over qualify for the helmet exemption.

What insurance do you need for a motorcycle in Texas?

Liability coverage of at least 30/60/25: $30,000 per injured person, $60,000 per crash for injuries, and $25,000 for property damage. Check the Texas Department of Insurance for current rules.

Is this page legal advice?

No. It's a plain-English summary to help riders find the right law. Read the statute and ask a lawyer about your situation.

Ride legal, ride all of Texas.

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